Token.io Expands Pay by Bank with UK's First New Payment Scheme in Nearly 20 Years

Average success rates >95% in top markets. Innovative conversion boosting features. Continuous improvements to raise the bar in all markets.

A fraction of the cost of traditional payment methods. No interchange fees. No chargebacks.

Token.io is

Pay by Bank infrastructure, reimagined

• PAYMENTS Industry-leading Pay by Bank solutions

• VRP One-click, recurring and automated bank payments

• PAYOUTS Real-time payouts and withdrawals

• DATA Data solutions for smarter payments

• HSBC

• Santander

• BNP Paribas

• Global Payments

• Computop

• Paysafe

Major UK merchants and issuers rely on HSBC Open Payments to maximise their payment success rates and minimise their payment acceptance costs.

Santander leverages Token.io’s infrastructure to offer payment directly from an external bank account as a credit card repayment option. Santander will also utilise Token.io's cutting-edge infrastructure to modernise real-time money movement for its retail banking clients.

Powered by Token.io’s infrastructure, Instanea is integrated with the Axepta gateway and POS systems.

Token.io’s technology has equipped us with an unrivalled breadth of API connectivity, enabling us to reach merchants across our domestic markets. Token.io has also given us the tools to develop compelling merchant services.

Carlo Bovero

Head of Cards and Innovative Payments, BNP Paribas

Growing as a popular alternative to card payments, Bank Payment is a cost effective, secure and real-time payment solution for merchants and issuers.

Computop is a global payments company and the leading payment service provider in Germany with 38% market share and customers across Europe. The Paygate platform enables integrated payment processes for ecommerce merchants, with payments totalling $30 billion annually.

Token.io powers A2A payments for Computop’s Paygate platform; enhancing the checkout experience with improved security, faster settlement and reduced costs.

Stephan Kück

CEO

Processing over $150 billion in annualised transaction volume, Paysafe is a global payment platform with more than 25 years of experience serving merchants and consumers across key digital commerce sectors.

PAY BY BANK INFRASTRUCTURE

Powering leading Pay by Bank schemes and unrivalled open banking connectivity.

A2A payments for your industry

Token.io’s Pay by Bank solutions solve key challenges in your industry.

• Banking
• Payments
• Fintech & Financial Services
• Ecommerce
• Crypto
• iGaming

Leading the Pay by Bank market

A complete solution

One partner for the easiest access to leading Pay by Bank schemes, the broadest acceptance, highest conversions and fastest time to success.

Unrivalled acceptance

Reach more payers in more markets. Initiate payments to over 567 million bank accounts in the UK & Europe through our unrivalled Pay by Bank network.

Flexible licencing

Use our plug-and-play payment flows to go to market faster with licensing as a service (PISP/AISP, UK/Europe) for open banking-based payments.

Scale

Products and services engineered to suit the scale of the world’s leading banks and payment companies.

Service

Consultancy, growth and innovation services to accelerate adoption and maximise the benefits of Pay by Bank.

Innovation

Delivering the future of payments. Token.io is a trusted advocate and innovator at the forefront of the industry.